Money question: when a young couple decides how to manage the family budget
Couples in love who are in a serious relationship sooner or later face problems in their daily lives and financial problems. Money has a great influence on the well-being of the family, the atmosphere in the home and relationships. Partners base their financial transactions on the following concepts:
Contents of the article:
- Established by parents or family members with whom they grew up
- Their own beliefs;
- Careful reading of relevant literature.
- Observe the lives of people close to them.
- Get carried away by the behavior of the main characters in films.
In young families, money is often a source of conflict and misunderstanding.
A cheapskate, a spendthrift and a practical man
Situations can be very different. For example, if a person grew up in a dysfunctional family and was given sweets during the holidays, he would feel awkward and uncomfortable making school friends in his ragged, poor home. Having matured, the young man goes from one extreme to the other. He lives large, either treats himself to sweets and his favorite drink every day, or saves every penny too much.
For a girl from a normal family, this approach to money seems wrong and causes strong dissatisfaction. Or the opposite situation, when a woman from an early age is accustomed to abundant parental attention and pampering.
She doesn’t know how to save and spends a lot of money on cosmetics and wardrobe, men shrug their shoulders in disappointment, look at how the refrigerator in the house is getting thin, look again at the shelves of the cosmetic table and all kinds of body care products, hair, eyelashes, hands, nails, feet were full. Oh, he was a thrifty and practical person, accustomed from an early age to take care of various toys, consoles and bicycles.
Down to the penny
In many families, the question arises about which partner controls the household finances. In most cases, the woman takes the initiative and takes the man’s entire salary. This approach to the economic aspects of relations looks somewhat pathetic. The man tells the girl why and for what he receives the money, gives money to the penny, and the practical housewife buys cigarettes, panties and socks for Misas. At the same time, women expect their loved ones to spoil her with pleasant surprises, holiday gifts, memorable dates, flowers and chocolate.
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The situation in the home is even worse when the man owns all the income. Women, whose needs are greatly exaggerated compared to men, are looking for money for basic items such as tissues, underwear, hand cream and Korean carrot seasoning. She feels uncomfortable in her current environment and does not have enough experience with money or the courage to offer her partner alternative ways to manage finances.
Secret corner
Some couples save their salary in a certain place to solve the problem of storing money for one partner, naively believing that this way they will be able to manage their funds wisely and avoid questions about spending and purchasing. However, this is not true. Money begins to disappear, and partners will undoubtedly begin to investigate the reasons for such rapid disappearances, which can lead them to conflicts and neglect.
Family budget
General purchases: clothes, travel, the couple discusses in advance and decides how best to do, where to buy things and how much to allocate for these purposes.
Advice for newlyweds
Partners should not be embarrassed to discuss financial issues. Couples are encouraged to share the dreams and desires that concern each couple. To prevent money from becoming the reason for the destruction of a love relationship between a man and a woman, partners must remember the following rules:
- Don’t demand strict accountability for how money was spent.
- Don’t ridicule one partner’s income. Respect the other partner’s salary.
- It’s reasonable to overlook the fact that one partner apparently kept a certain amount of money before a holiday.
- Financial support in difficult circumstances; don’t blame each other for debt.
A competent approach to planning a family budget allows men and women not only to respect each other but also to maintain a frugal attitude towards finances.
How to plan a family budget? Should men pay women? | Mila Levchuk
